{
  "id": "trd-credit-074",
  "question": "How fast is bank lending growing?",
  "topic": "Trade & money",
  "unit": "%",
  "decimals": 1,
  "measures": "Year-on-year growth in non-food credit of all scheduled commercial banks, as stated in the RBI's monthly press release 'Sectoral Deployment of Bank Credit'. Since December 2025 the reporting date is the last day of the month (Banking Laws (Amendment) Act 2025), compared with the last reporting fortnight under the old rule a year earlier. Earlier releases used a different reporting day and stated growth with or without the effect of a non-bank's merger with a bank, so they are not shown.",
  "verified": true,
  "source": {
    "name": "RBI, Sectoral Deployment of Bank Credit – August 2026 (press release 2026-2027/1219)",
    "url": "https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=63697",
    "table": "Headline y-o-y non-food bank credit growth (Section-42 return, all SCBs), paragraph 2 of each monthly release: prid 62135 (Dec 2025), 62301, 62467, 62660, 62827, 63052, 63267, 63478, 63697 (Aug 2026)",
    "licence": "RBI website terms of use"
  },
  "released": "2026-09-30",
  "retrieved": "2026-10-20",
  "nextDueBy": "2026-11-11",
  "processing": "Copied as published.",
  "exam": {
    "publisher": "Reserve Bank of India",
    "survey": "Sectoral Deployment of Bank Credit (SIBC return; non-food credit from the Section-42 return)",
    "frequency": "Monthly",
    "measures": "Year-on-year growth in non-food credit of all scheduled commercial banks",
    "notes": [
      "Sector-wise data come from 41 select scheduled commercial banks with about 95% of non-food credit",
      "From 31 December 2025 the last reporting fortnight is the last day of the month, under the Banking Laws (Amendment) Act 2025"
    ]
  },
  "targets": [],
  "values": [
    {
      "period": "Dec 2025",
      "start": "2025-12",
      "end": "2025-12",
      "value": 14.4
    },
    {
      "period": "Jan 2026",
      "start": "2026-01",
      "end": "2026-01",
      "value": 14.4
    },
    {
      "period": "Feb 2026",
      "start": "2026-02",
      "end": "2026-02",
      "value": 14.3
    },
    {
      "period": "Mar 2026",
      "start": "2026-03",
      "end": "2026-03",
      "value": 15.9
    },
    {
      "period": "Apr 2026",
      "start": "2026-04",
      "end": "2026-04",
      "value": 15.8
    },
    {
      "period": "May 2026",
      "start": "2026-05",
      "end": "2026-05",
      "value": 17.4
    },
    {
      "period": "Jun 2026",
      "start": "2026-06",
      "end": "2026-06",
      "value": 18.3
    },
    {
      "period": "Jul 2026",
      "start": "2026-07",
      "end": "2026-07",
      "value": 19.1
    },
    {
      "period": "Aug 2026",
      "start": "2026-08",
      "end": "2026-08",
      "value": 18.8
    }
  ],
  "page": "https://india.tf/c/trd-credit-074/",
  "csv": "https://india.tf/c/trd-credit-074/data.csv",
  "versions": "https://india.tf/c/trd-credit-074/versions.csv"
}